Federal Student and Parent Loan Programs

Borrowing has become a standard for many students and parents and often a necessary college financing option. A college education is certainly a worthwhile investment and helps many pursue their dreams. A federal student loan or federal parent loan often times is regarded as a feasible college funding option. Regardless of which federal loan program, please be sure to borrow wisely by understanding the terms of any loans, including the interest rate and loan fees and repayments options. Be sure to only borrow what you absolutely need!

Federal loans are borrowed funds that must be repaid along with interest. A federal student loan allows students to borrow money to help pay for college through programs supported by the federal government. The Federal PLUS Loan allows parents to borrow to cover college costs of dependent children. Specific federal student and parent loan program details follow in the following related articles below:

Federal Perkins Loan Program

Federal Direct Subsidized Stafford Loans

Federal Direct UNsubsidized Stafford Loan

Parent PLUS Loan Program

GradPLUS Loan Program for Graduate Students

Entrance Loan Counseling

For information on a variety of college financing options, please see Financial Aid Sense. Don’t miss out on financial aid opportunities – let Financial Aid Sense guide you along the way.

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For a GLOSSARY of helpful financial aid related terms, please see that section of our website.

Jan Marie Combs, EzineArticles Basic Author